Along a 5km walk from the beachside town of Rafailovice, where we stayed, to Sveti Stefan, we came across a beautiful beach guarded by security guards at each entrance. It is a “public beach”, but it is mandatory to hire a beach chair set for €120!

You could also rent a set for €12 at a beach close by, but that is markedly less exclusive (the yellow umbrellas below).
We spent most of our time on the free access beaches (the multi-coloured umbrellas).
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